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Cowden in the Community

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News & Events

Updated 417(e) Mortality Will Decrease 2024 Lump Sum Values in Most Defined Benefit Plans

The IRS released notice 2023-73 on October 19, 2023, providing 417(e) lump sum mortality for use with stability periods beginnin... (Read More)

Final Forms and Instructions for 2023 ACA Reporting Released

The IRS has released final 2023 forms and instructions for ACA reporting under Code Sections 6055 and 6056. This Legal Update pr... (Read More)

Cowden View Blog

Transforming Workplace Mental Health Benefits for a Brighter Future

In today's rapidly evolving workplace landscape, the focus on employee mental health has shifted from compassionate concern to s... (Read More)

Long-term Incentive Compensation Considerations

As companies are struggling with attracting, retaining, and motivating employees and balancing pay for performance and retention... (Read More)

Our Services

Recognized as a leading total compensation consulting firm, Cowden has assembled seasoned professionals to provide client-focused advice designed to produce superior and measurable results to businesses, regardless of size or industry. With access to the global network and technology capabilities of Acrisure, Cowden offerings continue to evolve to meet our clients’ unique personal or professional needs. Client industries include: financial institutions, governmental entities, healthcare, manufacturing, not-for-profit, school districts and Taft-Hartley. Click to see our corporate brochure.

Retaining the optimal level of staffing and ensuring an orderly succession is an on-going challenge. As a result, alternate arrangements must be developed to both retain or when necessary, eliminate employees or executives. An operating facility may also have to be ramped-up properly or embark on an orderly shutdown. Each situation requires an independent and objective review, which could include creating special retention arrangements, severance, or early retirement/window options. Click Here to Learn More
Cowden's compensation practice applies a holistic and continuous approach to working with clients to develop and implement tailored compensation strategies and plans. In order to construct a plan that’s right for each client, we work closely with them to understand company business goals and objectives while conducting thorough research to gather all of the significant data. Our consulting process includes evaluation of the company’s existing programs and their effectiveness through external benchmarking of peer groups; analysis of overall competitiveness of total compensation, including annual and long-term incentives; and analysis and recommendation of appropriate base salary and incentive opportunities, equity ownership and retirement plans. Click Here to Learn More
Cowden views our role as an advisor to be an extension of the team that manages a company’s health & benefits plan. Our consultative process utilizes a multi-phase, strategic approach to assist clients in developing a comprehensive plan to manage your health & benefits program. Our services include:
  • Health & Benefits Plan Strategy Development
  • Health & Benefits Plan Financial Management
  • Health & Benefits Ongoing Client Service and Administration
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Cowden knows that a retirement program is an integral part of your organization’s total compensation strategy. Cowden provides the full array of services for managing defined benefit plans, including the following:
  • Comprehensive actuarial, advisory and financial management services for on-going plans
  • Analysis of advantages and disadvantages of freezing and ultimately terminating a defined benefit pension plan, including developing replacement plans, funding and expense projections, investment consulting services, communication services, actuarial services and compliance assistance
  • Termination services, including actuarial valuation, communications, compliance, assistance with purchasing annuities and/or providing rollover solutions for lump-sum distributions
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Multiemployer Retirement Plans We provide actuarial expertise to Trustees of Multiemployer plans through working with trustees to ensure that pension plans operate smoothly in today’s market conditions. Zone reporting and forecasting comes via our proprietary software ZoneCast. Multiemployer Health and Welfare Plans Cowden will assess your benefits offerings, including funding methods, plan design, market competitiveness, costs, and cost drivers, to assist in the development of a short and long-term strategic plan that aligns with your benefits and Fund objectives. Click Here to Learn More

About Us

Why Cowden
Why Cowden
Our Team
Our Team
Cowden in the Community
Cowden in the Community
Integrity & Expertise