Phone: (888) 889-9432
Our corporate engagement program is designed to provide opportunities that inspire and support our community involvement to improve the health of our communities, develop a highly engaged and healthy workforce, while enhancing relationships with our valued business contacts.
Each year, sponsors of group health plans are required to indicate to the Centers for Medicare & Medicaid Services (CMS) ... (Read More)
Forty years ago, Congress passed the Revenue Act of 1978 and added a single paragraph marked “(k)” to another wise ... (Read More)
The Joint Select Committee on Solvency of Multiemployer Pension Plans (JSC) was formed in early 2018 with the objective of de... (Read More)
We often are asked about ways for employers to assist in addressing certain non-healthy employee behaviors by providing incen... (Read More)
Cowden Associates, Inc. is recognized as a leading independent compensation, health and benefits, and retirement consulting firm regionally, nationally and internationally. Cowden was established in 1996, bringing together seasoned professionals to provide client-focused advice designed to produce superior and measurable results to businesses, regardless of size or industry. Client industries include: financial institutions, governmental entities, healthcare, manufacturing, not-for-profit, school districts and Taft-Hartley. Click to see our corporate brochure.
Retaining the optimal level of staffing and ensuring an orderly succession is an on-going challenge. As a result, alternate arrangements must be developed to both retain or when necessary, eliminate employees or executives. An operating facility may also have to be ramped-up properly or embark on an orderly shutdown. Each situation requires an independent and objective review, which could include creating special retention arrangements, severance, or early retirement/window options.
Cowden's compensation practice applies a holistic and continuous approach to working with clients to develop and implement tailored compensation strategies and plans. In order to construct a plan that’s right for each client, we work closely with them to understand company business goals and objectives while conducting thorough research to gather all of the significant data. Our consulting process includes evaluation of the company’s existing programs and their effectiveness through external benchmarking of peer groups; analysis of overall competitiveness of total compensation, including annual and long-term incentives; and analysis and recommendation of appropriate base salary and incentive opportunities, equity ownership and retirement plans.
Cowden views our role as an advisor to be an extension of the team that manages a company’s health & benefits plan. Our consultative process utilizes a multi-phase, strategic approach to assist clients in developing a comprehensive plan to manage your health & benefits program. Our services include:
Cowden knows that a retirement program is an integral part of your organization’s total compensation strategy. Cowden provides the full array of services for managing defined benefit plans, including the following:
Multiemployer Retirement Plans
We provide actuarial expertise to Trustees of Multiemployer plans through working with trustees to ensure that pension plans operate smoothly in today’s market conditions. Zone reporting and forecasting comes via our proprietary software ZoneCast.
Multiemployer Health and Welfare Plans
Cowden will assess your benefits offerings, including funding methods, plan design, market competitiveness, costs, and cost drivers, to assist in the development of a short and long-term strategic plan that aligns with your benefits and Fund objectives.
