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Medical Loss Ratio (MLR)

To lower the cost of care, the Affordable Care Act (ACA) requires health insurance issuers to spend a minimum percentage of premium dollars on health care. If an issuer doesn’t … Continued

New Model CHIP Notice for Employers Released

The Department of Labor (DOL) has released a new model Children’s Health Insurance Program (CHIP) Notice for employers, with information current as of July 31, 2021. The notice is updated periodically to … Continued

Affordability Safe Harbors for ALEs

Under the Affordable Care Act (ACA), Applicable Large Employers (ALEs) are vulnerable to one of two potential employer shared responsibility penalty assessments. The “Subsection (a) Penalty” applies where the ALE … Continued

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