The American workforce is changing. Within the next two years, studies predict that 50 percent of all employees will be Millennials [1]. The other half of the workforce is a mixture of Generation X and Baby Boomers, which means the ages of employees in America can range anywhere from 18 to 70. Successful companies must adapt to this changing landscape, and tailor their compensation and benefit strategies to meet the needs of their employees, as a multi-generational workforce, increasing health costs and the rise of the gig economy take us into 2020.